Four Years and Counting! Happy Anniversary ASBC!

ASBC turns a whopping four years old on November 1, 2015.  It has been a whirlwind for the last four years and has not been without its joys, trepidation, failures (or non successes as I prefer to call them), and lots of learning moments. It is the learning moments that I want to present here.  Life is full of opportunities to learn if that is how you take what life throws at you.  Here is a list … [Read more...]

ASBC University is Coming!!!

ASBC has been around for three and one half years now.  This brings my total years of business building, counseling, advising and consulting to ten.  Over these last ten years I have learned a few things: Business entrepreneurs will always find a way to start a business even if it will kill them. Business owners do not know what they do not know. Future and present business owners and … [Read more...]

Networking – Making it Work

Much to do is being made of networking these days.  If you own and run a business, how in the world can you add time into your day for all of the various networking events, opportunities, one on one meetings, and organizations that are all vying for your time, money, and sales? This is where discussing exactly this network conundrum with other like and kind business owners comes in handy.  Who is … [Read more...]

My Health Insurance Was Cancelled. Why?

Situation: A wave of canceled policies - primarily for people in the individual insurance market exchanges and whose plans are now considered sub-optimal under the new health care law's coverage standards - have prompted public outrage over the Affordable Care Act (ObamaCare) and toward the president who many believe broke promises to Americans that they would be able to keep their plans if they … [Read more...]

Navigating the ACA Website

          Situation: It is now common knowledge that the website for the new Affordable Care Act or ACA (also known as "Obamacare") has had its share of problems and difficulties since launching on October 1, 2014. How are our citizens that are directly affected by these difficulties supposed to cope with this new health insurance requirement? Analysis: The … [Read more...]

Independent Contractors versus Employees

States, the IRS and the DOL are focused on the classification of workers.   With permission from Jeff Matthews, CPA, CGMA         Thirty states have worker classification rules and they believe they are missing out on state income tax revenue and workers compensation fees.  They also believe that workers are being left uncovered for unemployment purposes.  These efforts … [Read more...]

Ohio Veterans Bonus

Veterans - apply now for bonus!   Directly from the the US Department for Armed Services is this memo below regarding bonuses available to veterans. Even if a vet has previously applied for this bonus, they must do so again in order to receive it!   Military service members from Ohio who fit the established service criteria may begin applying for an Ohio Veterans Bonus, which will … [Read more...]

Employers: Oct 1, 2013 Requirements under the ACA

Situation: The Affordable Care Act still requires all business owners to inform their employees about the creation of the Health Care Exchange system before October 1, 2013. This requirement is mandatory for employers whether they offer health care insurance or not. It also does not matter if you have 1099 or W-2 employees. This is also mandatory for all employers regardless of … [Read more...]

A Great way to Introduce Yourself

Whenever you introduce yourself, the person you meet is not the most important audience. You are the most important audience. Here's why. I like to ride bicycles. I'm not super fit. And I'm not super fast. But I like riding, and in weak moments occasionally even think of myself as a "cyclist." So occasionally I ride in mass participation events like gran fondos. The average participant tends … [Read more...]

If The iPhone 5 Really Looks Like This, Apple May Be Screwed…

If The iPhone 5 Really Looks Like This, Apple May Be Screwed... People are expecting innovation and bragging rights on being spotted as a new phone user.  iPhone has not listened to the people, and the people are not lining up to buy the new iPhone 5.  Good luck with future sales. Read … [Read more...]